Homeownership programs can help make the American dream of purchasing a home more attainable. These programs provide eligible individuals with affordable mortgage products, including low interest rate loans, down payment or closing cost assistance and tax credits. Furthermore, some programs offer home repair assistance to low income homeowners with a critical home repair.
In order to qualify, many times individuals must meet certain income requirements, have acceptable credit, and purchase homes in specific areas, at specific prices. Some programs may even be for first-time home buyers or for specific professions.
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